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What does fuel card loading mean?

1 Answers

AlainaLee

07/29/25 2:33pm

Fuel card loading refers to the process of transferring funds from a user's account to their fuel card. Loading essentially synchronizes the data from the server to the fuel card's chip. The data on the fuel card chip and the data in the database are separate and not synchronized in real-time. When a car owner tops up their fuel card online, the server records the transaction data, but the fuel card chip does not yet have this data. To synchronize the data to the fuel card, the owner needs to perform a loading operation at the gas station. The loading system evolved from the transaction specifications of UnionPay POS machines, with both software and hardware systems and data management meeting the national financial-grade security standards, complying with banking processes and regulations.

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