What does engine waterlogging insurance mean?

[BeckettMarie]

Waterlogging insurance, also known as "auto damage insurance" or "engine special damage insurance", is an additional coverage under the auto damage insurance. 1. Waterlogging Insurance: Although different insurance companies may have varying names for this coverage, the essence of the insurance remains the same. It is specifically designed to compensate for engine damage caused by water submersion. 2. Coverage Scope: Car owners who have purchased waterlogging insurance can receive corresponding compensation from the insurance company when their engine suffers damage due to water ingress. However, if the car owner forcibly starts the engine after submersion, resulting in damage, the insurance company will not provide compensation. It is important to note that car owners can only purchase engine waterlogging insurance after they have insured their vehicle with auto damage insurance.