What does 'Da Ben Che' mean and is it worth buying?

[Lucia]

Buying a car with 'Da Ben' refers to purchasing a vehicle with the 'Vehicle Registration Certificate' and paying the full amount in one lump sum. Below is relevant information about 'Da Ben Che': 1. Introduction to 'Da Ben': 'Full payment' means the original owner bought the car either outright or through financing but has fully paid off the loan, indicating the car is entirely owned by the owner with no outstanding bank debt. 'Da Ben' refers to the 'Vehicle Registration Certificate,' and 'with Da Ben' signifies the owner has fully paid and owes no money, which is why the bank has handed over the certificate to the owner. 2. Other implications of 'Da Ben': Additionally, 'with Da Ben' also means the owner has not used the car as collateral to borrow money from other financial institutions (since mortgaged vehicles typically have the certificate withheld).