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What Does Compulsory Traffic Insurance for Sedans Cover?

1 Answers

SarahDella

07/29/25 3:55pm

It is provided by the insurance company to cover the personal injury, death, and property loss of victims caused by road traffic accidents involving the insured motor vehicle. Below are the relevant details: 1. Coverage Scope: The coverage of compulsory traffic insurance includes personal injury, death, and property loss of victims caused by road traffic accidents involving the insured motor vehicle, where the victims do not include the passengers of the insured vehicle or the insured themselves. Compulsory traffic insurance provides timely and basic protection for traffic accident victims to the greatest extent possible. 2. Compensation Details: Within the territory of the People's Republic of China (excluding Hong Kong, Macao, and Taiwan regions), if the insured causes a traffic accident while using the insured motor vehicle, resulting in personal injury, death, or property loss to the victims, and the insured is legally liable for the damages, the insurer shall be responsible for compensation within the following limits for each accident as stipulated in the compulsory traffic insurance contract.

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