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What Does Comprehensive Insurance for Private Cars Cover?

1 Answers

LaMiles

07/29/25 8:41am

Automobile insurance mainly includes two types: compulsory traffic insurance and commercial insurance. Below is relevant information about automobile insurance: 1. Introduction: Vehicle insurance, also known as motor vehicle insurance, referred to as auto insurance or simply insurance, is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Classification of Auto Insurance: Commercial insurance is an open policy insurance, divided into basic insurance and additional insurance, with the latter not being independently insurable. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage); additional insurance includes full vehicle theft insurance (theft coverage), onboard liability insurance, no-fault liability insurance, liability insurance for goods falling from the vehicle, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and special waiver of deductible insurance.

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