What Does Comprehensive Car Insurance Refer To?

1 Answers
Andrew
07/30/25 12:30am
Comprehensive car insurance refers to compulsory traffic insurance + vehicle damage insurance + third-party liability insurance + no-deductible coverage + passenger liability insurance. Under certain conditions, additional coverage such as theft insurance, glass insurance, body scratch insurance, and spontaneous combustion insurance can be added. The following are situations where claims are not covered: 1. Car theft in paid parking lots: Generally, if a vehicle is stolen from a paid parking lot or commercial repair shop, the insurance company will not be responsible for compensation. This is because the insurance company considers that the parking lot is responsible for the safekeeping of vehicles parked in paid parking areas, and the insurance company is not liable. 2. Intentional accidents by the driver: According to the insurance policy terms, intentional actions by the driver are excluded from coverage. Therefore, even in any emergency situation, if the accident is caused by the driver's deliberate actions, the insurance company will not be responsible for compensation.
Was this review help?
6
5
Share
More Forum Discussions

What kind of engine oil can be used for Toyota 86?

Toyota 86 can use 5w30 or 5w40 fully synthetic engine oil. Here is some introduction about engine oil: 1. Engine oil is called the blood of the engine. Inside the engine, it not only lubricates but also cleans, seals, cushions, prevents rust, and dissipates heat. 2. As the usage time increases, the lubricating performance of engine oil decreases. Failing to replace the engine oil on time will accelerate engine wear. Every time the engine oil is changed, the oil filter should also be replaced, as the oil filter is very important for the engine.
20
2
Share

How to Fold Down the Rear Seats of the Roewe i5?

The method to fold down the rear seats of the Roewe i5 is as follows: 1. There is a switch under the headrests on both sides of the rear seats. Press it and push forward to the maximum position. 2. A pull strap can be found on the backrest of the rear seat near the door. Pull the strap to fold down the rear seat. Here is some information about the rear seats of the Roewe i5: 1. The space after folding down the rear seats of the Roewe i5 is 2000 liters, which refers to the volume, approximately 2 cubic meters. 2. However, due to the wheel arches, it can actually accommodate a complete cube of 1 meter by 1.5 meters.
1
0
Share

What engine does the Honda XRV use?

Honda XRV uses a 1.5L naturally aspirated engine and a 1.5T turbocharged engine. Here are some details about the Honda XRV's engine: 1. The Honda XRV is a compact SUV launched by Honda, offering two powertrain options: a 1.5L naturally aspirated engine and a 1.5T turbocharged engine. 2. 1.5L engine: Maximum power of 96kw, maximum torque of 155 Nm, paired with a 6-speed manual transmission. 3. 1.5T engine: Maximum power of 130kw, maximum torque of 220 Nm, paired with a CVT continuously variable transmission.
5
1
Share

How to Spray Water to Clean the Front Windshield of a Car?

To spray water and clean the windshield of a car, lift the wiper control lever located on the right side of the steering wheel upwards towards the steering wheel and hold it without releasing. Below are some precautions when using the car windshield washer: 1. Adjust and check the spray position of the nozzle in time; 2. Regularly check if the nozzle is clogged; 3. After spraying the cleaning fluid on the windshield, check if the wipers can operate promptly; 4. Regularly inspect and replenish the windshield washer fluid. Additional Information: Solutions for when the car wipers do not spray water include: 1. Use a sewing needle, pin, or thin wire to unclog the spray nozzle; 2. Add windshield washer fluid, replace any damaged hoses, and tighten loose connections; 3. Repair or replace the motor and its wiring.
12
1
Share

Can the Automotive Particulate Filter Be Removed?

Removing the particulate filter is highly hazardous and therefore not advisable. It leads to increased pollution from excessive exhaust emissions. During annual inspections, vehicle emissions are tested according to the China VI standards, which may result in the vehicle failing the inspection. Additionally, exhaust noise levels will rise. A particulate filter is a ceramic filter installed in the diesel engine's exhaust system, designed to capture particulate emissions before they enter the atmosphere. It can reduce soot emissions from diesel engines by more than 90%, with the captured particulate matter being burned off during vehicle operation. How the particulate filter works: The diesel particulate filter is coated with metals such as platinum, rhodium, and palladium. The black smoke containing carbon particles emitted by the diesel engine enters the exhaust particulate trap through a dedicated pipe. Inside, a densely arranged bag-type filter captures the carbon particles on a metal fiber felt filter. When the accumulated particles reach a certain level, an automatic burner at the end ignites, burning off the captured carbon particles and converting them into harmless carbon dioxide. To check if a vehicle is equipped with a particulate filter, you can use the following three methods: Review the and to see if they mention the particulate filter function. Additionally, carefully examine the fault codes in the manual to check for a 'particulate filter' warning light indicator. Check the label on the oil filler cap. If the cap clearly specifies 0W-20 grade oil, it indicates the presence of a particulate filter. Inspect the exhaust pipe behind the three-way catalytic converter for an additional cylindrical section. If present, that is the particulate filter.
7
1
Share

What Needs to Be Replaced During Regular Car Maintenance?

Car maintenance requires the replacement of: engine oil, oil filter, fuel filter, and air filter. Relevant information about car maintenance is as follows: 1. Introduction: Car maintenance refers to the preventive work of regularly inspecting, cleaning, replenishing, lubricating, adjusting, or replacing certain parts of the car. 2. Purpose: To keep the car clean and in normal technical condition, eliminate hidden dangers to prevent failures, slow down the deterioration process of parts, and extend the service life. Precautions for car maintenance are as follows: 1. Avoid running the engine for a long time in an unventilated garage; 2. Avoid sucking the oil pipe with your mouth; 3. Avoid getting carburetor cleaner on the car body.
1
5
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.