What Does Comprehensive Car Insurance Cover?

1 Answers
Gollum
07/30/25 3:58am
1. Comprehensive Car Insurance: Mainly includes compulsory traffic insurance, third-party liability insurance, vehicle damage insurance, full vehicle theft insurance, and passenger liability insurance. Additional coverage options include standalone glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, water wading insurance, no-fault liability insurance, cargo falling liability insurance, vehicle downtime loss insurance, new equipment loss insurance, and deductible waiver insurance. 2. Full Coverage Auto Insurance: Compulsory traffic insurance and commercial insurance, with commercial insurance consisting of basic insurance and additional insurance. The scope of full coverage auto insurance varies among different insurance companies, and the specific coverage should be based on the insurance contract issued by the insurer. 3. Note: Before purchasing comprehensive car insurance, carefully consider your actual situation to avoid unnecessary losses.
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