What Does Comprehensive Auto Insurance Refer To?

1 Answers
DelJune
07/29/25 4:23pm
Comprehensive auto insurance includes compulsory traffic insurance, spontaneous combustion loss insurance, and vehicle damage insurance. Below are the relevant introductions to compulsory traffic insurance, spontaneous combustion loss insurance, and vehicle damage insurance: Compulsory Traffic Insurance: Compulsory traffic insurance is a type of insurance mandated by the state. Even if a vehicle does not purchase comprehensive insurance, it is still required to have compulsory traffic insurance. Vehicles that fail to purchase compulsory traffic insurance as required may be detained by traffic management authorities and fined twice the amount of the insurance premium. Spontaneous Combustion Loss Insurance: Vehicle damage insurance, commonly referred to as auto damage insurance by car owners, generally refers to compensation by the insurance company for losses caused by natural disasters or accidents within the scope of insurance liability. Vehicle Damage Insurance: When a vehicle spontaneously combusts due to fires caused by electrical circuits or fuel supply systems, the insurance company will provide compensation.
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