
Level 5 water-damaged vehicle: The water has completely submerged the engine compartment cover, at which point almost all electrical equipment inside the vehicle will be affected by the water. There are a total of six levels of water damage to vehicles, with the following descriptions: 1. Water damage level 1: The water has just reached the vehicle's chassis, and the vehicle floor may become damp, but the likelihood of significant water ingress is low, and the impact on the electrical equipment inside the vehicle is minimal. 2. Water damage level 2: The water has submerged half of the wheels. Due to the incomplete sealing of the vehicle, water will begin to enter the interior. For lower-bodied sedans, the water level inside may affect the adjustment motors of the vehicle seats as well as electrical components such as heating and ventilation. 3. Water damage level 3: The water has almost completely submerged the tires. At this point, the water level inside the vehicle will completely submerge the seat cushions and the central armrest area, while also affecting a large number of electrical devices.

Speaking of Level 5 flood-damaged vehicles, I have firsthand experience. I remember that year during the flood, my neighbor's car was submerged above the roof, sitting completely underwater for several days. Later, I learned this is called a Level 5 flood-damaged vehicle, meaning the water reached the highest point, completely covering the roof. All components were flooded, with the engine, wiring, and seats all suffering damage. When I helped him deal with it, I found the repair costs were enormous. The insurance company said it was a total loss and that scrapping it would be more cost-effective. Buying a used car like this would bring endless troubles—always driving in fear with major safety risks, like electrical shorts or airbag failures. So, if you encounter a similar situation, report it to the insurance company without hesitation. Protecting your wallet and safety is key.

In the automotive repair industry, we often classify flood-damaged vehicles into five levels, with level five being the most severe, where the water level exceeds the roof. The entire vehicle is completely submerged, including all components above the dashboard. I must say, dealing with such vehicles is not easy. When the electrical system gets flooded, it's prone to short circuits, and even starting the engine could cause it to explode, posing significant safety hazards. We've repaired a few, but it's time-consuming and costly, and replacing parts doesn't fully restore them to their original condition. We advise owners not to start their cars after a flood and to have them towed directly to a professional shop for inspection. From experience, level five vehicles are better off being scrapped—it saves money and hassle. Be cautious about buying cars from flood-prone areas; avoid them if possible.


