What Documents to Bring When Buying a Car?
3 Answers
Buying a car requires different documents depending on the payment method: 1. Full payment purchase: The buyer needs to bring ID card, driver's license, bank card and other documents. 2. Car loan purchase: The buyer needs to provide valid personal ID, car purchase intention letter issued by the dealer, personal income proof with company stamp, guarantee materials, down payment proof, and two one-inch photos. 3. Important notes: When signing the contract, make sure to clearly specify the car brand, vehicle identification number (VIN), vehicle code and other essential elements. Pay special attention to including both the vehicle code and VIN to prevent dealer substitution. Finally, verify that the dealer's stamp name matches exactly with the names on both the purchase contract and invoice when sealing the deal.
Last time I bought a car, I prepared all the necessary documents to avoid delays. The ID card is crucial as the DMV needs it to register owner information. Don't forget to bring your driver's license too - dealerships require it for test drives, otherwise they won't let you take the car on the road. Since I was financing, I also brought pay stubs and bank statements to prove repayment ability, saving myself the hassle of last-minute document runs. Remember to bring your bank card or cash for the deposit/full payment, but don't carry excessive amounts for security reasons. If trading in an old vehicle, keep the registration certificate and insurance policy handy. Making a checklist beforehand proved extremely practical - I completed all procedures in one trip, saving both time and money. On hot days, bring water in case of long queues that might leave you hungry. Safety first - having complete documents prevents identity theft or other potential issues.
When buying a car, I recommend starting with the basics. Your ID card is essential for vehicle registration to prove your identity, and a driver's license is necessary during test drives to confirm your driving eligibility. If you're financing the purchase, prepare income proof and an employment letter to facilitate bank approval and expedite the process. For a full cash payment, bring a credit or debit card to settle the final payment, avoiding the risks of carrying cash. Also, consider documents like purchase quota certificates for restricted cities to avoid omissions. Carry some spare change for emergency parking fees to ensure a smoother process. During the document verification stage, ensure all information is consistent to prevent disputes later in the transaction. Before heading out, take photos of important documents with your phone as backups—just in case they get lost along the way, you'll have a remedy.
