What documents are required for vehicle damage assessment?
3 Answers
When assessing vehicle damage, the at-fault party needs to provide documents such as the insurance policy, driver's license, and vehicle registration certificate. For all vehicle accident cases, it is necessary to first verify the validity of the insurance policy, driver's license, and vehicle registration certificate. After understanding the circumstances of the accident (including liability proof, on-site inspection documents, etc.), collect all required documents and take clear, front-facing photographs. If any issues are found with the documents or proofs, promptly provide handling suggestions. Traffic accident claims process: Vehicle accident and reporting: Currently, for new vehicle accident claims, it is generally handled by the car dealership or independently by the owner. Regardless of the method, the first thing owners should do after an accident is to immediately call and report to the insurance company and traffic management authorities, informing the insurance company of the location of the damaged vehicle for inspection and assessment. Owners can also consult the insurance company on how to handle the situation, protect the scene, and request accident proof from the other party. Obtaining traffic police certification: Present the vehicle registration certificate, driver's license, and ID card. The on-site traffic police will fill out the "Traffic Accident Liability Confirmation Form." Based on the statements from all parties, the traffic police will conduct an investigation and determine the accident's cause and liability division. If there are no disputes, fill out the "Traffic Accident Liability Confirmation Form," and the owner can sign to confirm.
I've handled vehicle damage assessment myself before, so I know the importance of bringing documents. Mainly the vehicle's registration certificate to prove basic car information; the driver's license must be carried to verify identity and driving qualification; the insurance policy or insurance card—be sure to bring the original or a printed electronic copy to show you have insurance coverage. If traffic police are involved in the accident, the original accident liability determination document is essential. Last time I forgot the insurance policy, which caused a long delay, so I recommend preparing a small document folder with everything in advance. Also, bring a copy of your ID card in case they need it for filing. Remember, during the assessment, the repair shop will inspect the car's condition, and having all documents ready can speed up the process, avoid repeated trips, and save time in queues. Finally, keep calm—it's just a small matter.
I'm a newbie who just learned how to handle this, and I was quite confused at first. I had to search online to find out what documents to bring. The key items include the vehicle registration certificate, driver's license, and ID card to prove the car is yours and who you are. Bring the original insurance policy or a mobile screenshot showing the insurance status. If there's an accident liability statement, make sure to bring it. I also brought copies as the repair shop might keep them for backup. From my experience, going early when there are fewer people speeds up the process. Having all the documents ready makes the whole procedure simple, unlike what I initially feared. My advice is not to be like me on my first try—forgetting things affects your mood and wastes opportunities. It's also helpful to ask friends for their experiences on related matters.
