What Documents Are Required for Motorcycle Compulsory Insurance?
2 Answers
To apply for compulsory insurance for a motorcycle, you need to bring the following documents: the vehicle registration certificate and driver's license of the insured motorcycle, the ID card of the insured, and for renewal, the original copy of the previous year's compulsory insurance policy. Below is additional information: Documents required for compulsory insurance claims: 1. Loss notification form (with company seal); 2. Loss certificate (sealed by traffic management authorities); 3. Vehicle repair order (with company seal and repair shop seal); 4. Repair invoice (provide a copy for company vehicles, original for private vehicles); 5. Original settlement list (vehicle repair work order); 6. Original repair materials list (detailed materials list).
Last time I went to apply for compulsory traffic insurance for my motorcycle, I recall the main documents I brought were my ID card and the motorcycle registration certificate. These two are almost essential—the ID card confirms I'm the legal owner, while the registration certificate shows the vehicle's details, such as the model and registration status. I also brought a copy of my driver's license as an extra, though it's not always required. Some service outlets may check driving qualifications, so it's good to have it just in case. For first-time insurance on a new motorcycle, it's best to prepare a copy of the purchase invoice or a certificate provided by the dealership, as the insurance staff will quickly verify the details. The process was quite simple—I visited a nearby branch of the insurance company, and when there weren't many people, it took about ten minutes. The cost is calculated based on engine displacement and region; my 150cc bike costs around 150 yuan per year. Remember, compulsory insurance is mandatory—without it, you can't legally ride on the road. If caught, you may face fines, penalty points, or even have your vehicle impounded. I recommend calling ahead to check the requirements of the service outlet or booking online to save time. Renewing is even easier—just bring the old policy and your documents. Avoid multiple trips due to missing documents by preparing in advance—it saves a lot of hassle.
