What documents are needed to buy car insurance?
2 Answers
Documents required for purchasing car insurance: vehicle registration certificate or certificate of conformity; car purchase invoice; ID card of the insurance policyholder. For used cars, the required documents are: vehicle license; previous year's insurance policy; ID card of the insurance policyholder. Definition of car insurance: Car insurance is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Classification of car insurance: Car insurance is mainly divided into compulsory traffic insurance and commercial car insurance. Compulsory traffic insurance is mandatory for every vehicle. Commercial car insurance is chosen based on the actual needs of the vehicle owner. The main types of liability insurance include four types. Additional insurance mainly includes: spontaneous combustion insurance, scratch insurance, glass insurance, engine water ingress insurance, and non-deductible insurance.
I recently went to buy insurance for my car and found that bringing the vehicle license and ID card are basic requirements. The vehicle license proves the car is mine, containing details like the VIN and brand, which the insurance company needs to verify. The ID card confirms my identity to prevent impersonation. For new or transferred vehicles, a copy of the vehicle registration certificate is also required, and some companies may take a few photos of the car to assess its condition. For renewals, the old policy can be helpful. The whole process took me half an hour—sitting there filling out forms while they checked the documents. Missing even one item means having to come back another time, delaying timely road use. I recommend asking the customer service in advance about specific requirements, as different companies may have slight variations. For financed cars, a bank certificate is also needed. Keeping digital copies of these documents in your phone’s photo album is super convenient for quick access.
