What Documents Are Needed to Buy Car Insurance?
2 Answers
Purchasing car insurance is divided into new car insurance and used car insurance, and the required documents vary depending on the type of car being insured. Motor vehicle insurance, also known as car insurance or auto insurance, refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Documents required for new car insurance: To buy car insurance, you need a copy of the "Motor Vehicle Driving License." For new cars that have not yet received a license plate, a copy of the unified sales invoice and a copy of the "Vehicle Factory Certificate" must be submitted. A copy of the insured person's identity proof. The original identity proof of the policyholder. Documents required for used car insurance: Car driving license. Previous year's car insurance policy. Generally, no need to provide if renewing with the same company, but some companies may require it when switching to another insurer. If the policyholder is an individual, an ID card is required. If the policyholder is a company, an organization code certificate is needed.
The first time I went to an insurance company to buy car insurance, I prepared a copy of my driver's license, the original vehicle license, and my ID card, but the agent said I also needed the vehicle registration certificate. He took photos of the VIN on the spot and checked all the documents. I later learned my lesson and made copies of the vehicle license, ID card, and driver's license in advance, along with the old insurance policy, to speed up the approval of the new policy. If the documents are incomplete or unclear, the entire process will be delayed, and you’ll have to make another trip. So, I recommend that beginners first check the required list: vehicle license, owner’s ID card, driver’s license, and vehicle registration certificate—these are the basics. Bring high-quality copies and take photos with your phone as backups. Don’t waste half a day like I did, which can ruin your driving mood.
