What Documents Are Needed to Buy a Car?
2 Answers
Buying a car requires different documents depending on the payment method: 1. Full payment purchase: The buyer needs to provide ID card, driver's license, bank card, etc.; 2. Loan purchase: The buyer needs to provide a valid personal ID, a purchase intention letter issued by the car dealer, personal income proof certified and stamped by the employer, relevant materials for guarantee, proof of down payment, and two one-inch photos. When signing the purchase contract, it's important to clearly specify the car brand, vehicle identification number (VIN), vehicle code, and other essential elements of the car itself. Pay special attention to including both the vehicle code and VIN to prevent the dealer from switching cars. Finally, when stamping the contract, ensure the seller's stamp name matches the name on the purchase contract and invoice.
Last time I bought a car, I specifically asked around about what documents I needed to bring. The ID card is absolutely essential because the dealer needs to verify your identity to prevent impersonation. If you want a test drive, you’ll also need a driver’s license—otherwise, you can’t drive. If you opt for a car loan, income proof and bank statements are a must, as the bank needs to ensure you can repay on time. In cities with purchase restrictions like Beijing or Shanghai, you must bring your household registration book or residence permit; otherwise, you won’t be able to get a license plate, which can be quite frustrating. When making payments, it’s advisable to bring a credit card or cash for the deposit. It’s best to check the details with the 4S store in advance to avoid a wasted trip. Keeping these documents in mind makes the buying process much smoother, hassle-free, and secure.
