What documents are needed for car insurance?
3 Answers
Provide personal ID card, vehicle license, and vehicle insurance policy. The following are detailed introductions to the relevant content: 1. Introduction for those who have already purchased insurance: For car insurance renewal of vehicles that have already purchased car insurance, individuals need to provide an ID card, vehicle license, and the previous car insurance policy, while enterprises need to provide an organization code certificate, vehicle license, and the previous car insurance policy. 2. Introduction for first-time insurance purchase: New car insurance requires a vehicle qualification certificate, purchase invoice, and the ID cards of the owner and the insured. Original or photocopies of the above documents are acceptable, but both front and back sides are required.
I only realized when buying my own car insurance that preparing the documents is quite straightforward. Generally, you need the original vehicle registration certificate, which is the most crucial material to prove ownership. Don’t forget the owner’s ID card—it’s best to bring the original, as insurance companies need to verify identity. If it’s your first time insuring, you might also need to provide a copy of the purchase invoice or registration certificate; for renewals, the vehicle information and ID card are usually sufficient. By the way, some insurers may require a driver’s license to verify eligibility, but this isn’t always mandatory. I recommend making copies of your documents in advance to avoid hassle on-site. Before purchasing, you should also understand the types of coverage—like compulsory traffic insurance (which is mandatory) and commercial insurance (optional)—as a reasonable combination can save money and provide peace of mind. Remember to go to an official outlet, and booking an appointment in advance can save a lot of time.
I recently purchased car insurance, and the required documents weren't many but had to be complete. The core material is the vehicle's registration certificate, proving the car is yours. Also, bring your original ID card, and don't forget it must be used by the person handling the procedure. For first-time insurance purchases, you might also need a copy of the vehicle's purchase invoice or registration certificate; for renewals, the required documents are halved. Some friends suggested bringing a driver's license for extra security, but I tried without it and had no issues. It's advisable to check the vehicle's condition before applying, ensuring everything is normal, like lights and brakes; this helps with more accurate insurance valuation. Keep your documents organized in a fixed place to avoid searching around. After purchasing, ask a few more questions about the insurance details to be fully informed.
