
You need a valid driver's license, a major credit card in the primary driver's name, and proof of adequate insurance coverage. These are the non-negotiable essentials every rental company requires. For a smooth process, also bring your reservation confirmation and a second form of photo ID.
The most critical item is your driver's license. An unexpired, government-issued license is mandatory. If you are an international renter visiting the U.S., you will need your home country's license along with a valid passport; some companies or states may also require an International Driving Permit (IDP).
Payment is almost always handled with a major credit card (Visa, MasterCard, American Express, Discover) under the primary driver's name. Debit cards are often subject to hefty holds and additional checks, making them less convenient. The card is used for a security deposit hold, which can be several hundred dollars, in addition to the rental cost.
You must also demonstrate insurance coverage. This can be through your personal auto insurance policy (confirm it covers rentals), a credit card that provides rental coverage as a benefit (check the terms carefully), or by purchasing the rental company's own insurance. Never drive without confirmed coverage.
Beyond the big three, your rental reservation confirmation speeds up the check-in process. It's also wise to thoroughly inspect the car for any pre-existing damage before you leave the lot and document it with photos or video.
| Rental Company | Credit Card Hold (Estimated) | Debit Card Policy | Minimum Age | Additional Young Driver Fee (Under 25) |
|---|---|---|---|---|
| Enterprise | $200 - $300 | Strict, with proof of return travel | 21 | $25 per day |
| Hertz | $200 - $350 | Accepted at airport locations with proof of travel | 20 | $27 per day |
| Avis | $250 - $350 | Varies by location; requires additional ID | 21 | $27 per day |
| Budget | $200 - $300 | Similar to Avis | 21 | $27 per day |
| National | $250 - $350 | Generally not accepted | 21 | $25 per day |

Don't overthink it. Just make sure you have your driver's license, the credit card you booked with, and your reservation info. I always snap a quick video of the whole car before I drive off, pointing out any tiny scratches. That way, there's no argument when I return it. The rest is just details they'll walk you through at the counter. Easy.

As a frequent traveler, my checklist is short but crucial. License and a credit card are a given. I always decline the rental company's insurance because my credit card covers it—a huge money saver. My top tip? Use your phone to photograph the rental agreement QR code. You'll have all the contract details and emergency numbers right in your pocket, which is much handier than a paper contract.


