what credit score do you need to buy a car

[RyanDella]

There's no universal minimum credit score to buy a car, but a score around 661 or higher (Prime) will typically qualify you for the best loan rates and terms, while financing remains a possibility for scores under 600, albeit often with the challenges of higher interest rates and a necessary down payment. Given that lenders consider the full credit profile and their own criteria, it is key to shop around and fully understand the available options.