What Car Insurance Should You Buy?

1 Answers
AthenaAnn
07/29/25 2:55pm
Car insurance that should be purchased includes: 1. Compulsory Traffic Insurance: This is a mandatory insurance required by the state, and all vehicles must purchase it; 2. Third-Party Commercial Liability Insurance: Since the compensation amount of compulsory traffic insurance is limited, purchasing third-party insurance can cover the excess amount that compulsory traffic insurance does not cover; 3. No-Deductible Insurance: When compensation is required for an accident, the insurance company normally covers 80% of the loss; 4. Vehicle Damage Insurance: Vehicle damage insurance is a necessary coverage. Whether the car suffers from collisions, scratches, water damage, etc., it can be compensated by the insurance company.
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