What Car Insurance Items Need to Be Purchased?

[VanDante]

Car insurance items that need to be purchased include: 1. Compulsory Traffic Accident Liability Insurance (CTPL): The insurance company compensates for personal injuries and property losses of victims caused by road traffic accidents involving the insured vehicle within the liability limits; 2. Passenger Liability Insurance: Responsible for compensating personal injuries to designated seat occupants caused by the vehicle's liability; 3. Third-Party Liability Insurance: Refers to compensation by the insurance company for personal injuries, deaths, and direct property damage to third parties caused by accidents involving the insured vehicle driven by the policyholder or an authorized qualified driver; 4. Vehicle Damage Insurance: The insurer compensates for losses to the insured vehicle caused by natural disasters or accidents within the insurance coverage, as stipulated in the insurance contract.