What car insurance is generally purchased?

[KeiraMarie]

Generally, the following car insurance policies are purchased: 1. Compulsory Traffic Insurance, which is mandatory by the state. Without it, you cannot drive on the road, fail the annual inspection, and face heavy penalties if caught; 2. Third-party Liability Insurance, which acts as a supplement to Compulsory Traffic Insurance. It covers the insufficient part after the Compulsory Traffic Insurance payout; 3. Vehicle Damage Insurance, which covers the loss of your own vehicle. If you accidentally scratch, hit a pole, roll into a ditch, or suffer damage due to natural disasters, without Vehicle Damage Insurance, you would have to pay for repairs out of pocket; 4. Passenger Liability Insurance. Compulsory Traffic Insurance and Third-party Liability Insurance only cover the other party's losses and do not include property or personal injury losses for yourself or passengers in your vehicle.