What aspects should be paid attention to when buying a car in installments?

[MacArya]

When buying a car in installments, the following points should be noted: 1. Interest-free car loans do not mean no handling fees: Nowadays, many dealers offer interest-free car loans to attract consumers to buy their cars, but in reality, this is not the case. Although they appear to offer interest-free loans, they actually charge handling fees, which are almost equivalent to the interest. It is not truly interest-free as they claim. 2. Negotiate a cancellation agreement before applying for a mortgage: When buying a car in installments, consumers may encounter situations where the approval process is slower than usual or the funding is delayed. When signing the contract, it is essential to pay attention to the details of the refund method, date, and amount, which are usually specified in the agreement. Consumers should read these terms carefully.