What are the troubles of others driving the owner's car?
2 Answers
Once a traffic accident occurs, the owner is responsible. The following is relevant information: Car brands: Domestic car brands include Wuling, Baojun, Hongqi, Changan, Great Wall, Chery, Geely, Roewe, BYD, etc.; Foreign car brands include Toyota, Volkswagen, Audi, Mercedes-Benz, Hyundai, Kia, Peugeot, Cadillac, etc. Passenger car classification: Passenger cars are mainly designed and technically used for carrying passengers and their personal luggage and/or temporary items, including the driver's seat, with a maximum of no more than 9 seats. Passenger cars are divided into the following 11 types. Mainly: ordinary passenger cars, convertible passenger cars, luxury passenger cars, small passenger cars, open-top cars, hatchback passenger cars, station wagons, multi-purpose passenger cars, short-head passenger cars, off-road passenger cars, and special-purpose passenger cars.
Once I lent my car to a friend for a party, but when he returned it, the door was scratched. He claimed it happened while reversing into a pole. The repair cost nearly two thousand yuan, and the worst part was that the liability fell on me since the car was registered under my name, leading to an increase in my insurance premium the following year. To make matters worse, his aggressive driving habits—sudden stops and starts—damaged the brake pads and tires, forcing me to pay out of pocket for replacements. It also disrupted my commute, as I had to take taxis for two weeks, adding hundreds more in expenses. I wish I had checked his driving record or signed an agreement beforehand, but it felt awkward to bring it up with a friend. In the end, our relationship soured. My advice: always assess the risks before lending your car—don’t let small favors lead to big losses.