What Are the Total Loss Compensation Standards for Flood-Damaged Vehicles?

[StSilas]

Here is an introduction to the total loss compensation standards for flood-damaged vehicles: Level 1: Water has just reached the vehicle's chassis, and the exhaust pipe, fuel tank, and carbon canister may be submerged. The vehicle floor may become damp, but the likelihood of significant water ingress is low, and the impact on the electrical equipment inside the vehicle is minimal. Level 2: Water has submerged half of the wheels. Due to the vehicle's incomplete sealing, water will begin to enter the interior. For lower-bodied sedans, the water level inside may affect the seat adjustment motors and electrical components such as heating and ventilation. Level 3: Water has almost completely submerged the tires. At this point, the water level inside the vehicle will completely inundate the seat cushions and the central armrest area, while also affecting a large number of electrical components.