What are the steps for claiming compensation after being hit by a car?
2 Answers
Steps for claiming compensation after being hit by a car: 1. Report to the police immediately. After on-site verification by traffic police, an accident determination will be made on the spot, and the accident scene will be cleared to restore traffic; 2. The responsible party notifies the insurance company to conduct a vehicle damage assessment; 3. Both parties go to the traffic police bureau's accident division together, providing the original and copies of the driver's license, vehicle license, and damage assessment report, and write a statement of the accident; 4. The responsible party compensates for the losses, and the non-responsible party submits the accident repair cost invoice to the responsible party; 5. The traffic police department imposes penalties on the responsible party for the illegal acts that caused the accident in accordance with relevant laws and regulations; 6. The traffic police department issues a valid certificate to the responsible party, who then uses this certificate to claim compensation from the insurance company.
After being hit by a car, I went through several key steps in handling the insurance claim. The first priority was ensuring the safety of myself and others. If the injuries were severe, I called an ambulance immediately and avoided moving to prevent further harm. Then, I promptly reported the accident to the police, as their on-site documentation is crucial evidence for the claim. Taking photos or videos of the vehicle damage, road marks, and injuries was also essential. Next, I exchanged the other driver’s name, license plate number, and insurance details, and collected contact information from any witnesses. Afterward, I went to the hospital for a thorough check-up and obtained a medical report. Upon returning home, I contacted my insurance company within 24 hours to file the claim and submitted all the necessary documents. During the claims process, I communicated with the other party’s insurance company, which arranged for damage assessment and compensation negotiations. Throughout the process, patience was crucial—I avoided rushing into signing any agreements to protect my rights. For complex injuries, I consulted a lawyer to help evaluate the compensation amount. Prioritizing safety, gathering sufficient evidence, and acting promptly were the core principles that helped me resolve the issue smoothly.
