
In the event of a car accident, the division of responsibility can be categorized into full responsibility, primary responsibility, secondary responsibility, and equal responsibility—namely, full responsibility, primary responsibility, secondary responsibility, and equal responsibility. Equal responsibility means both parties share the same level of responsibility, a 50-50 split. Although the actual circumstances and severity of each traffic accident vary, and the division of responsibility is quite complex, there are sixteen situations where one bears full responsibility. Sixteen situations of full responsibility: Rear-end collision: When the rear vehicle hits the front vehicle in motion, the rear vehicle bears full responsibility. Accident caused by changing lanes. Accident caused by reversing or rolling back. Collision or scrape caused by entering the motor vehicle lane from outside the road or a non-motorized lane. At a green light or an uncontrolled intersection, the turning vehicle fails to yield to the straight-moving vehicle. The vehicle entering the roundabout fails to yield to the vehicle exiting or already circulating within the roundabout. Accident caused by crossing the solid center line or solid separation line of the road. Driving in the opposite direction. Accident caused by overtaking on the right. Accident caused while overtaking a vehicle making a normal U-turn, left turn, or overtaking. Accident caused by running a red light. Accident caused by making a U-turn in areas with no-U-turn signs or markings, such as crosswalks, bridges, steep slopes, or tunnels. Collision with a legally parked or temporarily stopped vehicle. Accident caused by opening or closing a car door. Accident caused while entering or exiting a parking lot or parking space with a normally moving vehicle. Single-vehicle accident.

Over the years of driving, I've witnessed many at-fault accidents, which can generally be summarized into a few common scenarios. The most typical is complete disregard for traffic rules: for instance, crossing solid lines to cut in and scrape against a properly moving car, or blatantly running a red light and crashing into others. Another example is suddenly reversing or making a U-turn on the highway, terrifying the car behind and causing a rear-end collision. Then there's turning without yielding to oncoming traffic, assuming others will give way, only to end up with a 'bang' and full liability. Some drivers change lanes with excessive 'boldness,' not even checking the rearview mirror, forcing the car behind to brake suddenly and leading to a chain collision—clearly their fault. The most terrifying is drunk or drugged driving, where confusion leads to mistaking the accelerator for the brake and plowing onto the sidewalk. Oh, and new drivers should be especially careful—forgetting to engage the handbrake, causing the car to roll and hit the vehicle behind, also counts as full liability. In short, the road is like a tiger's mouth; awareness of right-of-way must always be kept sharp.

Determining full liability primarily hinges on causation. Last week's case was particularly illustrative: proceeding normally through a green light at an intersection when suddenly an e-bike darted out from a side alley on the right—even with maximum braking, a collision occurred. Why was the other party fully at fault? Because they failed to yield to traffic from the right. Another classic example is rear-end collisions: when a leading vehicle is driving normally but the following car hits it due to tailgating, the dashcam footage instantly reveals the truth. Sometimes what appears to be a head-on collision actually involves one party crossing solid lines or double yellow lines—skid mark analysis at the scene quickly clarifies liability. A reminder: never skip installing a dashcam. When dealing with incidents like jaywalkers crossing barriers or illegal U-turns, lacking video evidence can make liability disputes messy. Remember these core principles: turning vehicles yield to through traffic, secondary road traffic yields to main road traffic, and lane-changing vehicles yield to vehicles in their original lane. Violating any of these typically results in full liability.

Here's a hard truth: 90% of at-fault accidents stem from reckless gambles. A friend once rear-ended a vehicle while picking up his phone—just three seconds of distraction totaled his car and left him with a 30,000-yuan liability. Even worse cases exist: drivers using fog lights in heavy rain caused glare-induced rear-end collisions, with police citing improper light usage as 100% fault. Then there’s failing to dim high beams during nighttime encounters, blinding oncoming traffic and triggering crashes—an undeniable liability. Novices often flunk parking basics, like rolling into walls on slopes without engaging the parking gear, leading to denied insurance claims. And skipping seatbelts? That can escalate injuries and flip partial blame into full responsibility. Safety details are literal lifelines.


