What are the regulations for the compulsory traffic insurance decal in 2020?
2 Answers
The regulation for the compulsory traffic insurance decal in 2020 is: in regions where electronic insurance policies are implemented, it is not necessary to display the compulsory traffic insurance decal, while in regions where electronic insurance policies are not yet implemented, the decal is still required. Starting from August 9, 2019, Guangdong has fully implemented electronic insurance policies for motor vehicles. Vehicle insurance consumers can complete the entire process of insurance purchase, policy review, and online claims directly through online platforms. This marks the official entry of Guangdong's vehicle insurance purchase, underwriting, and claims into a fully electronic era. Currently, the electronic documents involved include electronic insurance application forms, electronic insurance policies, electronic endorsements, and electronic compulsory traffic insurance decals.
I remember there were significant changes to the compulsory traffic insurance decal regulations in 2020. As a veteran driver with over 20 years of experience, I used to have to stick that paper decal on the corner of my windshield every year, which was prone to damage from wind and sun exposure and hard to read clearly. Now, the new rules allow electronic versions to replace the paper decals in most cities, eliminating the need to stick anything—what a hassle-saver! The specific process is: after purchasing insurance, the insurer sends the electronic policy to your email or phone, then you just need to bind it in the Traffic Management 12123 App. During inspections, simply display the electronic version. The benefits are numerous—it’s eco-friendly by reducing paper waste, and you don’t have to worry about it falling off during car washes. Of course, some areas like rural regions might not have adopted this yet, so it’s best to call your insurer or local traffic police to confirm. Once I got used to it, I found this digital shift quite practical—it removes a lot of hassle, as long as you ensure your insurance doesn’t expire.
