What are the reasons for not lending out private cars?

[GarrettRose]

After lending out a car, the owner assumes joint liability. In case of an accident, the owner will be held responsible. The following are situations where the owner is at fault after lending the car: 1. Knowing the vehicle has defects but still lending it out: The owner needs to bear joint liability. The defects here mainly refer to issues with the power system, braking system, etc., which can significantly affect the normal operation of the vehicle. 2. Knowing the borrower is under the influence of alcohol or drugs but still lending the car: This refers to the borrower being intoxicated or on drugs at the time of lending. In such cases, the owner needs to bear joint liability. If the borrower consumes alcohol or drugs after the car has been lent, it is no longer the owner's responsibility. 3. Lending the car to someone without a driver's license: Or to someone whose license does not match the vehicle type, the owner will also bear joint liability.