What are the purchase conditions for the Ferrari SF90?
3 Answers
The purchase conditions for the Ferrari SF90 include owning more than 5 different models of Ferrari, having substantial financial resources, providing proof of assets, no resale records of Ferrari cars, and the owner must have a good driving record. The general conditions for purchasing a Ferrari are: first, you must be a loyal long-term customer of Ferrari, have substantial financial resources, provide proof of assets, no resale records of Ferrari cars, and the owner must have a good driving record. If there are any poor driving records, then the purchase is not possible. In fact, these conditions are a form of restriction to raise the threshold and display the brand's exclusivity. If you want to purchase some limited-edition models of Ferrari, it will be even more difficult—it's not just about having money, because Ferrari's limited-edition models are only available in a few units globally. Buyers usually don't purchase them to drive but rather to collect. Generally, those with enough money can still purchase the base models of Ferrari. Purchasing a Ferrari model, from placing the order to locking it in and finally receiving the car, takes approximately ten months. If the owner requires driving training, they can also inform the manufacturer.
Purchasing a Ferrari SF90, I must say the requirements are quite high. The price is the first hurdle, with a starting price of around $500,000, and it can exceed $600,000 after adding optional features and taxes. Additionally, Ferrari has a screening mechanism—you must purchase through an authorized dealer. Their inventory is limited, with priority given to existing customers or those with a purchase history, so new buyers may have to wait several months to a year. Proof of financial capability is essential, such as a bank statement showing substantial deposits or an approved loan letter, along with an excellent credit score. Don’t forget the ongoing costs: insurance alone can cost at least tens of thousands per year due to the high risk associated with supercars. Maintenance is also critical—the hybrid system requires specialized servicing, and spending thousands annually is not unusual. A clean driving record is important too, as accidents can spike insurance premiums. In short, you’ll need to assess your financial strength and patience before proceeding.
From my perspective, buying an SF90 is like a boyhood dream, but the conditions are quite strict. You need to save up at least $500,000 in deposits, and if financing, your credit score must be top-tier for quick bank approval. At the Ferrari dealership, they'll verify you're not a novice—preferably with experience driving similar high-performance cars—to improve your chances in the queue. The practical steps are to first contact a local dealer to check inventory, then explore the used car market, though new models have better appreciation potential. After purchase, annual insurance costs range from $5,000 to $10,000, and installing a home charger is convenient, but long-distance refueling must also be considered. Long-term, if well-maintained, it can hold its value, but don’t expect fuel savings for daily commutes. Budget rationally—avoid impulsive purchases.
