What are the procedures for purchasing a car?
3 Answers
Procedures required for buying a car: First, go to the insurance company to pay the insurance premium (some can be completed directly at the 4S store); pay the vehicle and vessel tax, and vehicle purchase tax; drive to the vehicle management office for license plate registration, after which the traffic police will inspect the vehicle identification code, appearance, warning triangle, etc. Choose a license plate number online or at the vehicle management office. After selecting the number, retrieve the annual inspection label and the license plate receipt. Once the license plate is obtained, install it on the car and affix the annual inspection label and other identifiers. Documents required for buying a car: 1. Full payment purchase: Fewer documents are needed for full payment purchase, only requiring an ID card to complete the purchase via cash or card payment. 2. Loan purchase: Loan purchase is slightly more complicated. You need to prepare copies of six documents: ID card, proof of income, (residence permit or temporary residence permit, etc.), property ownership certificate, marriage certificate, proof of residence, and driver's license. If you are an individual business owner, you also need to provide copies of relevant documents such as tax registration certificate, business license, and organization code certificate.
I was a bit confused when I first bought a car. As a first-time buyer, I was always afraid of making mistakes. The first step is to set a budget and choose a model, then visit several 4S stores to negotiate the price. Once agreed, pay a deposit of a few thousand yuan and sign the purchase contract. Make sure to carefully check the contract for any hidden fees. Next, pay the full amount or apply for a loan. For a loan, prepare your ID card and income proof to apply at the bank. Then, quickly purchase insurance—both compulsory traffic insurance and commercial insurance are required, otherwise, you can't drive on the road. After that, go to the vehicle management office to get the license plate. The purchase tax is 10% of the car price, and you'll need to bring the vehicle qualification certificate for an inspection to ensure everything is in order. The whole process takes about a week. Remember to personally test-drive the car before picking it up, checking the air conditioning and brakes, so you don’t get scammed. Usually, it’s good to read online guides—beginners should choose stores with good service for a smoother experience.
When our family bought a family car recently, we focused most on safety and practicality. After deciding on an SUV, we went to dealerships to check out the actual cars and test drive them, bargaining to save as much as possible. When signing the contract, we made sure to scrutinize the terms to avoid hidden fees, and kept the receipt when paying the deposit. After paying in full, we immediately purchased comprehensive car insurance, especially with higher third-party liability coverage, as safety comes first when traveling with kids. For license plate registration, we personally went to the DMV to queue up for tax payment and vehicle inspection, bringing all required documents including ID copies to avoid delays. On the day of pickup, we collected the green book and environmental labels, and scheduled regular maintenance and insurance renewals. Throughout the process, we planned our time carefully, going early in the morning to avoid peak hours, saving both time and hassle.
