What are the penalties for not displaying the compulsory insurance label in 2020?
3 Answers
In 2020, the penalties for not displaying the compulsory insurance label are divided into: 1. For the violation of not placing the compulsory insurance label, according to regulations, the penalty is a deduction of 1 point; 2. For failing to insure the motor vehicle with compulsory third-party liability insurance as required, the vehicle will be forced to be insured and a fine of twice the insurance premium will be imposed. The coverage of compulsory insurance includes: 1. If a motor vehicle causes personal injury, death, or property damage in a traffic accident, the insurance company will compensate within the limit of the compulsory traffic accident liability insurance; 2. Losses exceeding the compensation limit of the compulsory insurance will be covered by third-party liability insurance; 3. For the insured vehicle and its passengers, the compensation for the driver of the insured vehicle will be covered by vehicle damage insurance, passenger insurance, and driver seat insurance.
Back in 2020, I forgot to display the compulsory insurance decal on my own car and got pulled over by the police. I was fined 200 RMB on the spot and had 1 point deducted from my license. The fine amount is fixed, and many friends have fallen foul of this too. The main reason is that regulations require this decal to be affixed to the top right corner of the windshield; otherwise, it's treated as having no insurance. Police can easily spot this during routine checks. The penalty isn't severe, but it's quite a hassle—if your car gets towed, you'll face additional fees. I learned my lesson and now remind myself to stick the decal immediately when buying car insurance. I also recommend checking regularly to ensure the decal hasn't faded or fallen off to avoid being flagged.
When I first started driving, my friends and I talked about this. Back in 2020, not displaying the compulsory insurance sticker was strictly penalized, with a minimum fine of 200 yuan and 1 to 3 points deducted. On roads with strict checks, you'd often run into police, and a poorly displayed sticker was treated as having no insurance, which could cause more trouble in case of an accident. My friend was once fined at a highway entrance, but luckily he promptly went to the insurance company to get a new sticker. If you have bad driving habits, don't just focus on rushing—take some time to check the condition of your sticker. If it's worn out, replace it. Safety comes first; don't let such a small thing affect your family's trip.
