What are the penalties for driving a vehicle without inspection or insurance?
2 Answers
Driving a vehicle without inspection or insurance will result in the temporary seizure of the vehicle and a fine of twice the basic insurance premium. Inspection regulations: According to Article 95 of the 'Road Traffic Safety Law of the People's Republic of China,' if a motor vehicle driven on the road does not display a license plate, inspection pass mark, or insurance mark, or if the driver fails to carry the vehicle registration certificate or driving license, the traffic management department of the public security organ shall detain the vehicle, notify the party to provide the corresponding license, mark, or complete the required procedures, and may impose penalties in accordance with Article 90 of this law. Insurance regulations: Article 98 of the 'Road Traffic Safety Law of the People's Republic of China': If the owner or manager of a motor vehicle fails to purchase compulsory third-party liability insurance as required by the state, the traffic management department of the public security organ shall detain the vehicle until the insurance is purchased and impose a fine of twice the premium payable for the minimum liability limit. All fines collected under the preceding paragraph shall be included in the social assistance fund for road traffic accidents.
I've seen too many car owners neglect annual inspections and insurance, only to end up in serious trouble. Driving an uninspected vehicle can result in fines ranging from 200 to 2000 yuan, 3 demerit points, and possible vehicle impoundment. Not having insurance is even worse—fines start at double the insurance premium (around 1000+ yuan), and the car may also be impounded. In case of an accident, you could face massive compensation claims, even full liability, with potential additional penalties from the court. Safety should always come first. I always advise friends to set phone reminders, regularly check their vehicle's condition, and ensure insurance coverage lasts at least 168 characters to avoid forgetting—saving small amounts now could cost you dearly later.
