What are the penalties and demerit points for driving without insurance?

1 Answers
DeJune
07/29/25 7:51pm
You will be required to pay a fine equivalent to twice the premium of the compulsory traffic insurance, and your driver's license will be deducted 1 point. Below is more information about car insurance: 1. Definition: Car insurance is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Compulsory Traffic Insurance (CTI): CTI is a mandatory national insurance that every vehicle owner must purchase. If you drive without CTI, once caught, your vehicle will be impounded (until you purchase CTI and place the insurance sticker in the designated position to retrieve your car), you will be fined, and corresponding demerit points will be deducted. CTI primarily provides coverage for personal injury and property damage to victims (excluding the vehicle's occupants and the insured) in traffic accidents. However, the compensation limit of CTI is limited and may not cover large-scale personal injury accidents.
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