What are the mandatory insurances for vehicles?

1 Answers
StChristian
07/29/25 11:58pm
There are 3 mandatory insurances for vehicles: 1. Compulsory Traffic Accident Liability Insurance: This is a compulsory insurance mandated by Chinese law, so all vehicle owners must purchase it. If your vehicle is driven on the road without this insurance, you may face point deductions and fines if caught by traffic police. In severe cases, you might even be detained as it's illegal. 2. Third-party Liability Insurance: This insurance mainly covers situations where your vehicle collides with another vehicle while driving, with the compensation fully paid by the insurance company. 3. Vehicle Damage Insurance: This refers to a commercial auto insurance where the insurer compensates for damages to the insured vehicle caused by accidents during driving, within reasonable limits.
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