What are the mandatory insurances for sedans?

[AaronRose]

The mandatory insurances for sedans are as follows: 1. Compulsory Traffic Accident Liability Insurance (CTALI): CTALI is mandatory by the state, and without it, you cannot even get a license plate, so it must be purchased. However, due to the limited coverage and compensation of CTALI, supplementary commercial auto insurance is necessary. 2. Third-party Liability Insurance: This refers to the maximum amount the insurance company will pay in the event of an accident. It compensates for property damage and personal injuries caused to a third party, serving as a supplement to CTALI. 3. Vehicle Damage Insurance: While CTALI and Third-party Liability Insurance cover compensation for others, Vehicle Damage Insurance covers compensation for your own car. For example, repair costs incurred after an insured accident, including daily collisions, scratches, and damages caused by falling objects or various natural disasters, even losses incurred during ferry transport, as long as they fall within the coverage of Vehicle Damage Insurance, can be claimed. Moreover, the coverage of Vehicle Damage Insurance has become more extensive than before.