What are the main types of insurance needed when buying a car?

1 Answers
McEverett
07/28/25 11:16pm
Compulsory traffic insurance, third-party liability insurance, vehicle damage insurance, theft insurance, and passenger liability insurance are all necessary to purchase. Below are several principles to consider when buying insurance: 1. Prioritize purchasing sufficient third-party liability insurance; when buying car insurance, the ability to compensate for others' losses should be the top priority. 2. The coverage amount for third-party liability insurance should be determined based on the compensation standards of your location; compensation standards vary across different regions in the country. 3. After purchasing sufficient passenger liability insurance, proceed to buy vehicle damage insurance; car owners without other accident or medical insurance should purchase driver insurance for medical expenses.
Was this review help?
1
2
Share
More Forum Discussions

How much horsepower does the Haval H2 1.5T have?

1.5 refers to the 1.5-liter displacement, and T stands for turbocharging. The 1.5T increases torque by 20%-40% without significantly increasing fuel consumption. Here are the detailed specifications: 1. Power: The entire series is equipped with a 1.5T turbocharged engine and paired with a 6-speed manual transmission, providing consumers with more driving pleasure. 2. Configuration: The premium versions of the Haval H2, both two-wheel drive and four-wheel drive, come standard with features such as an electric sunroof and xenon headlights. The entire series is equipped with daytime running lights, significantly improving daytime driving safety.
15
4
Share

What are the Opinions on Strengthening and Improving Motor Vehicle Inspection Work?

Regarding the Opinions on Strengthening and Improving Motor Vehicle Inspection Work, the details are as follows: 1. Opinion One: Accelerate the construction of inspection institutions and give full play to the decisive role of the market. Quality inspection departments should simplify the approval process and speed up approval progress for applicants who meet the legal conditions. 2. Opinion Two: Strictly enforce the qualifications of personnel in inspection institutions. Inspection institutions must legally possess independent legal entity status, and both the institutions and their inspectors shall bear legal responsibility for inspections. 3. Opinion Three: Standardize the approval procedures for inspection institutions. Provincial quality inspection departments should accept applications from qualified applicants according to the law and make licensing decisions within 20 working days from the date of acceptance, with a maximum of 30 working days. Strictly enforce the review and approval of licenses.
5
1
Share

How to Repair Faded and Oxidized Car Paint?

Faded and oxidized car paint can be effectively repaired through a full-body polishing treatment. Since the main component of paint is organic chemicals, prolonged exposure to ultraviolet rays can cause oxidation and deterioration. Regular washing can help mitigate fading; for mild fading, waxing and polishing may suffice, while moderate cases require grinding, and severe cases necessitate a complete repaint. Below are methods for protecting car paint: 1. Waxing: Waxing can be done directly or with polishing. Direct waxing involves cleaning the car body and applying wax directly to the clear coat on the surface of the paint. Polishing waxing, on the other hand, requires using a polishing machine to polish the paint surface before applying wax, which can immediately make the car shine. 2. Glazing: Due to its composition, glaze is not resistant to acid or alkali cleaning and is easily damaged, typically lasting only 1~3 months. Additionally, glazing can harm the paint and requires reapplication every two to three months. 3. Crystal Coating: Crystal coating is a hard protective layer specifically designed for key areas such as car paint, seats, interior and exterior trim, glass, and tires. It comes in fast-drying and slow-drying types, primarily determined by its main components. 4. Film Application: Automotive coating is a highly protective measure that can brighten the paint surface while also offering multiple benefits such as resistance to acids and alkalis, high temperatures, strong waterproofing, oxidation resistance, and UV protection.
3
0
Share

How to Distinguish Between One-Way and Two-Way Lanes?

Look at the number of lanes and the presence of one-way traffic signs. Below are the relevant introductions: 1. Composition differs: One-way lanes consist of two one-way streets forming a pair, similar to streets with a very wide central divider. Two-way lanes mostly consist of driving lanes in opposite directions, including the most common configurations like two-way four lanes, two-way six lanes, and two-way eight lanes. 2. Advantages and disadvantages differ: One-way lanes reduce traffic conflict points at intersections but add extra distance. Some two-way lanes are only separated by markings in the middle, and sometimes vehicles in the opposite lane may 'borrow' the lane to overtake. If there are vehicles driving in the opposite lane, it can be very dangerous.
11
3
Share

How Many Seconds Should the One-Button Start Be Held Down?

One-button start can be released after holding it for 2~3 seconds. Below is a detailed introduction about it: 1. Introduction One: When the one-button start is in the ACC state, the steering wheel will automatically unlock. Turn the steering wheel left and right while pressing the one-button start to release tension and unlock the steering wheel. 2. Introduction Two: In case of an emergency while driving, the engine can be turned off by pressing the one-button start for more than 3 seconds or pressing it three times consecutively. 3. Introduction Three: If the engine stalls while driving, the owner can restart the engine by shifting the gear lever to the N position without stepping on the brake and pressing the engine start/stop button.
6
2
Share

Does the Nissan Patrol have a diesel version?

Nissan Patrol has a diesel version. Below is the relevant introduction to the 2018 imported Nissan Patrol Y61 diesel version: 1. Safety performance: The Middle East version comes with 18-inch wheels, which are not particularly large, but the multi-spoke wheel design is robust and leans towards luxury. Additionally, the Patrol is equipped with a 4-piston caliper high-performance front braking system, significantly enhancing its safety performance. 2. Luxurious body: The most striking feature of the 2018 Nissan Patrol Y61 is its massive body. While retaining the SUV's traditional rugged style, the interior has also made significant efforts to enhance luxury. 3. Body design: The 2018 Nissan Patrol Y61 is built for off-roading, with its large body exuding a grand and imposing presence. The new Patrol Y61 enjoys off-road adventures and exudes vitality. The front grille adopts Nissan's family-style design, with large chrome decorations providing strong visual impact.
20
1
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.