What are the issues with purchasing insurance for water-damaged vehicles?

1 Answers
MacAlexa
07/29/25 5:50pm
Some insurance companies have relatively lenient policy terms and can continue to provide coverage for water-damaged vehicles, but the premiums will increase. Here are the specific details regarding the relevant content: Third-party liability insurance: Third-party liability insurance serves as a supplement to compulsory traffic insurance, primarily covering personal injuries, deaths, and property losses of third parties in traffic accidents. Third parties refer to anything other than the insured vehicle, including other motor vehicles, non-motor vehicles, people, animals, and road traffic facilities. No-deductible insurance: If no-deductible insurance is purchased, the insurance company will provide full compensation. Therefore, no-deductible insurance is a highly practical type of coverage and is highly recommended for purchase.
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