What are the insurance company compensation standards for water-damaged vehicles?

[Delaney]

Under the condition of purchasing water damage insurance, normally 80% can be reimbursed. The following is a detailed introduction to the relevant content: Water-damaged vehicles: If the engine is flooded, the insurance company cannot provide compensation because it falls under the exemption clause, so the engine part cannot be compensated. Water damage insurance: However, if the owner purchases water damage insurance, compensation can be provided. Water damage insurance is an additional coverage and cannot be purchased separately; it must be bought together with the main insurance, vehicle damage insurance. This insurance has a 20% deductible, meaning 80% can be reimbursed. Therefore, if the engine is not flooded and water damage insurance is purchased, normally 80% can be reimbursed.