What are the disadvantages of binding a driver's license to a non-personal vehicle?
2 Answers
Legal Analysis: Any demerit points incurred by the other party will be deducted from the license holder's record. To avoid unnecessary point deductions, it is advisable to bind the license to one's own vehicle. Legal Basis: According to Article 7 of the 'Regulations on the Application and Use of Motor Vehicle Driver's Licenses,' vehicle management offices shall use the Internet Traffic Safety Comprehensive Service Management Platform to process motor vehicle driver's license business in accordance with regulations. Additional Information: The database standards and software of the Internet Traffic Safety Comprehensive Service Management Platform Information Management System are unified nationwide. Applicants using the Internet Traffic Safety Comprehensive Service Management Platform to handle motor vehicle driver's license business can submit applications online after identity verification.
As a veteran driver with over 20 years of experience, I've seen too many risks associated with registering vehicles under someone else's name. If an accident occurs, like someone else driving the car and hitting a pedestrian, the police will first contact the registered owner—I could end up paying fines or dealing with lawsuits. Insurance claims are particularly troublesome; since I'm not the actual owner, insurers often drag their feet, making the process time-consuming. Traffic fines are worse—parking violations or speeding tickets get directly attributed to me, costing hundreds or even thousands of dollars for no reason. Annual inspections are another headache, as I have to nag the actual owner to handle them, and if they miss the deadline, I'm the one who gets penalized. Add vehicle maintenance issues to the mix—poor car conditions can compromise safety, making every drive stressful. In short, this kind of arrangement is nothing but self-inflicted trouble. Now, I only stick to vehicles registered under my own name.