What Are the Differences Between 6-Seater and 7-Seater Cars?

1 Answers
Aurora
07/30/25 3:36am
1. Different Insurance Premiums Insurance companies generally categorize passenger vehicles as follows: passenger cars with 6 seats or fewer, and passenger cars with 6-10 seats. Different vehicle categories are subject to different rate standards. Therefore, for insurance purposes, 5-seaters and 6/7-seaters fall into two different categories with different base rates. 2. Differences in Annual Inspections According to annual inspection regulations, 6-seater cars enjoy exemption from inspections for the first 6 years, while 7-seater cars with more than 6 seats do not qualify for this exemption and must undergo inspections on time—once every two years within the first 6 years. After 6 years, all vehicle types are subject to annual inspections. The so-called inspection exemption mainly refers to exemption from on-site testing, but the biennial review is still required. Owners must bring a valid compulsory insurance policy and the original vehicle license to the vehicle management department to complete the annual inspection. Therefore, in terms of annual inspections, only 5-seater and 6-seater cars under 6 years old that have not been involved in personal injury accidents are exempt from on-site testing, while all other cases are treated the same.
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