What are the credit investigation requirements for new energy vehicles?
1 Answers
Mainly checks personal basic information, credit information, and non-bank information. Inquiry instructions: Personal basic information includes personal identity, spouse's identity, residence information, occupational information, etc.; Credit information includes summary of bank credit information, summary of credit card and quasi-credit card information, summary of loan information, summary of loan guarantees for others, etc.; Non-bank information refers to personal insurance and payment information, housing provident fund information, road maintenance fees, telecommunication user payments, etc. Credit investigation passing standards: Generally, bank loan requirements for credit investigation—currently no overdue payment, no more than 2 overdue payments in half a year, no consecutive 2 overdue payments in one year, no consecutive 3 overdue payments or a total of 6 overdue payments in two years.