What are the considerations when buying a car?
2 Answers
When buying a car, the following considerations should be taken into account: 1. Determine your purchasing power. Ensure that buying a car does not affect your family's overall quality of life. Generally, base it on your family's average income over the past three years. Typically, allocate 20% of your family's income over three years, but do not exceed 10% of your family's fixed asset value. 2. Determine the brand based on your purchasing power. Usually, decide how much you are willing to spend on a car, which will help narrow down the brands you can afford (this process excludes personal preferences). Among these brands, the most important factor for a family car is safety, followed by affordability. Since a car's safety carries the lives of your family, safety is the top priority. 3. Visit dealerships for specific investigations. Based on the above two steps, you can narrow down the models you want to buy. Then, personally visit dealerships to check them out, including test drives, price inquiries, loan options, maintenance, and other related details.
I've gained a lot of experience in the car buying process. First, ensure your budget is reasonable—don't just focus on the car's price; factor in insurance, taxes, and ongoing maintenance costs. When choosing a model, consider your actual needs, such as opting for a fuel-efficient car if you frequently drive on highways, or prioritizing space and safety for family use. Test driving is a crucial step—experience the driving comfort firsthand and check if the air conditioning, brakes, and lights are functioning properly. Don't hesitate to negotiate; visit multiple dealerships to compare prices and offers, and remember to request all documents and warranty terms. Finally, check the vehicle's history to avoid accident-damaged or flood-damaged cars. In short, buying a car isn't a trivial matter—taking the time to do your homework can save you from unnecessary detours.
