What are the consequences of overdue vehicle inspection?
2 Answers
If a vehicle fails to undergo annual inspection on time, accidents will not be covered by insurance, and if it goes without inspection for three cycles, it will be forcibly scrapped. The following are detailed explanations about overdue vehicle inspections: 1. No insurance coverage: Insurance companies will refuse claims for uninspected vehicles, as clearly stated in the insurance contract terms. If a traffic accident occurs when the insured vehicle has not undergone the required annual inspection or fails the inspection, or if the vehicle does not have a valid driving license under other circumstances, the insurer will not bear the liability for compensation. 2. Forced scrapping: According to Article 4 of the 'Mandatory Scrapping Standards for Motor Vehicles', if a vehicle fails to obtain the inspection qualification mark for three consecutive inspection cycles after the expiration of the inspection validity period, it will be forcibly scrapped.
I remember the most direct consequence of overdue vehicle inspection is getting fined. Last time I delayed it for half a month, and the police stopped me and directly fined me 200 yuan, with a warning that further delays would result in point deductions or the car being towed. If caught driving during the overdue period, the record can affect insurance, and some companies might refuse to cover accidents, making it a hassle to deal with. Worse, the car's safety deteriorates—if the brakes are worn out or the lights fail, driving it poses significant risks to both yourself and others. That's why I've made it a habit to set phone reminders well in advance. Don’t cut corners to save trouble, only to regret it later.
