The penalties for not paying insurance for motorcycles are: According to Article 38 of the "Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents", if the owner or manager of a motor vehicle fails to purchase compulsory liability insurance for motor vehicle traffic accidents as required, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager to purchase the insurance as required, and impose a fine of twice the amount of the minimum liability limit premium that should be paid. If the owner or manager of the motor vehicle rectifies the compulsory liability insurance for motor vehicle traffic accidents as required, the motor vehicle shall be returned promptly. Relevant information on compulsory liability insurance for motor vehicle traffic accidents: Methods to purchase compulsory liability insurance: When purchasing a motorcycle, you can directly buy the compulsory liability insurance for the motorcycle. Reputable large motorcycle dealerships often offer the option to purchase compulsory liability insurance at the time of buying the motorcycle. When purchasing compulsory liability insurance for a motorcycle, you can do so through the service personnel of an insurance company. This is the most common method. During the insurance process, you can inquire in detail with the insurance company's service personnel about specific aspects. In case of any issues, the insurance staff can promptly resolve them. You can also purchase compulsory liability insurance on the insurance company's website. This is the latest method of purchasing insurance. By entering relevant information online, you can check the details of the various insurance policies you have purchased. Scope of compensation for compulsory liability insurance: The compensation scope includes death and disability compensation, medical expense compensation, and property loss compensation. Death and disability compensation refers to the maximum amount the insurer will pay for the death and disability expenses of all victims in each traffic accident involving the motorcycle. Death and disability expenses include funeral expenses, death compensation, transportation costs for the victim's relatives to handle funeral matters, disability compensation, disability aid equipment costs, nursing fees, rehabilitation fees, and mental distress compensation awarded by court judgment or mediation. Medical expense compensation refers to the maximum amount the insurer will pay for the medical expenses of the victims in each traffic accident involving the motorcycle. Medical expenses include medicine fees, treatment fees, hospitalization fees, hospitalization meal subsidies, necessary and reasonable follow-up treatment fees, cosmetic surgery fees, and nutrition fees. Property loss compensation refers to the maximum amount the insurer will pay for the property losses of all victims in each traffic accident involving the motorcycle.
