What Are the Consequences of Frequent Deduction of Driving License Points?
3 Answers
Frequent deduction of driving license points below 12 points has no impact, but exceeding 12 points will result in the suspension of the driving license. Below are the specific details: 1. Below 12 points: Article 24 of the "Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China" states that if a motor vehicle driver's points do not reach 12 points within a scoring cycle and the imposed fines have been paid, the points will be cleared. If the points have not reached 12 points but there are unpaid fines, the points will carry over to the next scoring cycle. 2. Exceeding 12 points: If a motor vehicle driver's points exceed 12 points more than once within a scoring cycle, in addition to the suspension of the driving license, attending training, and taking exams as stipulated in Article 23, the driver must also undergo a driving skills test. If the test is passed, the points will be cleared, and the driving license will be returned. If the test is failed, the driver must continue attending training and taking exams.
Frequent demerit points on the driver's license are really troublesome. What worries me most is that if you accumulate 12 points, you have to attend a seven-day training course and retake the theory test, which delays work and wastes time. Moreover, too many demerit points can lead to a sharp increase in insurance premiums. Last year, my friend got nine points deducted, and his insurance premium rose by 30% directly. It's even worse for professional drivers, like ride-hailing or freight drivers—if they accumulate too many points, they could lose their jobs. Additionally, frequent demerit points indicate poor driving habits, which increase the risk of accidents, and the police will pay extra attention to you. It's advisable to install a dashcam, observe road conditions more often, and avoid violations like running yellow lights.
I've been driving for over a decade, and what I fear most is the accumulation of demerit points on my driver's license. Not only do you have to attend classes and take tests when you accumulate 12 points in a cycle, but the biggest hassle is the disruption to your normal work. Insurance premiums also increase as a result. Last year, I had to pay over 800 yuan more for renewal because I got points deducted for speeding. It's even worse for professional drivers—their license points are their livelihood, and too many deductions can cost them their jobs. Moreover, demerit records can affect credit scores, and now when applying for loans or credit cards, this might be checked. That's why I always keep anti-drowsy spray in my car and use it during long drives to avoid fatigue-related demerits—it's both safer and saves money.