What are the conditions for compensation under vehicle spontaneous combustion insurance?

1 Answers
IrisLynn
07/29/25 3:00pm
Spontaneous combustion insurance refers to the conditions under which compensation is provided for losses to the vehicle itself caused by failures in the vehicle's electrical system, wiring, fuel supply system, or due to the spontaneous combustion of transported goods. Below is relevant information: 1. Spontaneous Combustion Insurance: Officially known as Vehicle Spontaneous Combustion Loss Insurance, it is an additional coverage under motor vehicle loss insurance. Vehicle owners can only purchase spontaneous combustion insurance if they have already insured their vehicle under motor vehicle loss insurance. 2. Insurance Liability: During the insurance period, if the insured vehicle suffers a loss due to fire caused by issues with the vehicle's electrical system, wiring, fuel lines, fuel supply system, gas supply system, problems with the cargo itself, or friction during vehicle operation, the insurer is responsible for compensation. Additionally, the insurer will cover necessary and reasonable rescue expenses incurred by the insured to minimize the vehicle's loss during such an insurance incident.
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