What are the conditions for buying a car with installment payments at a 4S store?

1 Answers
DaniellaLynn
07/29/25 9:06am
The conditions for buying a car with installment payments at a 4S store are as follows: 1. Be at least 18 years old and under 60 years old; 2. Be a resident with a permanent household registration in the location and have a fixed residence in the location; 3. Have the ability to repay the loan principal and interest, a stable income, and the monthly payment should not exceed 60% of the family's disposable income; 4. Have opened a "One Card" account; 5. A third-party natural person must provide a guarantee, and spouses cannot guarantee each other. Documents required for installment car purchase: 1. ID card and household registration book; 2. Loan application form; 3. Housing certificate; 4. Personal income certificate; 5. Guarantor's ID card and household registration book (all documents must be original and two sets of copies).
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