What are the automotive financial service models?

1 Answers
DelEden
07/29/25 8:41pm
Below is a detailed explanation of automotive financial service models: 1. Based on automotive e-commerce: Currently, automotive finance has low penetration, significant market potential, and strong profitability, which attracts many internet companies to enter this field. The primary need for auto loans stems from the desire to purchase a vehicle, hence the natural association between internet-based automotive finance and automotive e-commerce. Internet-based automotive finance inherently becomes one of the payment methods for automotive e-commerce. 2. Establishing internet-based automotive finance platforms: Although automotive e-commerce hasn't fully matured, automotive finance remains highly profitable. Consequently, many internet companies continue to explore models of internet-based automotive finance, attempting to directly establish such platforms.
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