What are the 7 minor coverages included in new car damage insurance?
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New car damage insurance includes vehicle damage insurance, third-party liability insurance, theft insurance, on-board seat liability insurance, standalone glass breakage insurance, spontaneous combustion insurance, scratch insurance, and compulsory traffic insurance. Below are the relevant details: Coverage scope: Collision, overturning, fire, explosion, spontaneous combustion of non-operational enterprise or government vehicles as stipulated in the insurance contract. Falling or collapsing external objects, parallel falling of insured vehicles during operation. Natural disasters: Storms, tornadoes, lightning strikes, hailstorms, torrential rains, floods, tsunamis, ground subsidence, ice collapse, cliff collapse, avalanches, mudslides, landslides. Ferries carrying insured vehicles suffering from natural disasters listed in item (4) of this section (limited only to 58 Auto personnel accompanying the vehicle).