What are the 7 minor coverages included in new car damage insurance?

[LaJoseph]

New car damage insurance includes vehicle damage insurance, third-party liability insurance, theft insurance, seat liability insurance, separate glass breakage insurance, spontaneous combustion insurance, scratch insurance, and compulsory traffic insurance. The following are the coverage scopes of vehicle damage insurance: 1. Collision, overturning, fire, explosion, and spontaneous combustion of non-operational enterprise or institutional vehicles as stipulated in the insurance contract. 2. Falling or collapsing external objects, and parallel falling of the insured vehicle during operation. 3. Storms, tornadoes, lightning strikes, hail disasters, heavy rains, floods, tsunamis, ground collapses, ice collapses, cliff collapses, avalanches, mudslides, and landslides. 4. Ferries carrying insured vehicles suffering from natural disasters listed in item (4) of this article (limited only to 58 Auto drivers accompanying the vehicle).